TERMS OF USE

Last updated: January 1, 2026

1. Acceptance of Terms

Welcome to ABC Accounting. By accessing and using this website, you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use this website.

By using this website, you represent that you are at least 18 years old.

2. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using this website, you also consent to the practices described in our Privacy Policy.

3. Information Collection

When you submit a form or contact us through this website, we may collect personal information that you voluntarily provide, including but not limited to:

• Full name

• Email address

• Phone number

• Mailing address

• Business information

• Limited financial information provided voluntarily for inquiry or intake purposes only

Sensitive client documents and detailed financial information are collected through secure channels once a formal engagement is established. For more details on how we handle your information, please refer to our Privacy Policy.

4. Marketing Communications

Where required by law, marketing communications will only be sent with your express or implied consent. By submitting your information through our website forms and providing consent where required, you may receive marketing communications from ABC Accounting via email, phone, or mail. These communications may include:

• Service announcements and updates

• Promotional offers and special deals

• Educational content and tax tips

• Newsletters and industry insights

• Event invitations and webinar announcements

You may withdraw your consent and opt out of receiving marketing communications at any time by clicking the "unsubscribe" link in our emails or by contacting us directly using the information provided below. Opting out will not affect communications related to services you have already engaged us to provide.

5. Professional Services Disclaimer

The information provided on this website is for general informational purposes only and does not constitute professional accounting, tax, or financial advice. The use of this website and any information obtained through it does not create an accountant-client relationship between you and ABC Accounting.

For specific advice regarding your individual situation, please contact us directly to schedule a consultation.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of ABC Accounting or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Links to Third-Party Websites

Our website may contain links to external websites that are not operated by us. We have no control over the content and practices of these sites and cannot accept responsibility for their respective privacy policies or terms of use.

8. Limitation of Liability

To the maximum extent permitted by applicable law, ABC Accounting and Sam Cao shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this website.

9. Indemnification

You agree to indemnify and hold harmless ABC Accounting, its owners, employees, and agents from any claims, losses, damages, liabilities, and expenses arising out of your use of this website or violation of these terms.

10. Accuracy of Information

While we strive to provide accurate and up-to-date information, tax laws and accounting regulations change frequently, including but not limited to tax rates, deadlines, and eligibility rules. We make no warranties or representations about the accuracy, reliability, or completeness of the information on this website.

11. User Conduct

You agree not to use this website for any unlawful purpose or in any way that could damage, disable, overburden, or impair our services. Prohibited activities include, but are not limited to:

• Attempting to gain unauthorized access to our systems

• Transmitting viruses or harmful code

• Engaging in any form of harassment or abuse

• Submitting false or misleading information

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website following any changes constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

13. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Manitoba, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Manitoba.

14. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and ABC Accounting regarding the use of this website.

16. Contact Information

If you have any questions about these Terms of Use, please contact us:

ABC Accounting

Sam Cao

123 Pembina Highway

Winnipeg, Manitoba, R0M0M0

Email: [email protected]

Phone: (204) 999-9999

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

© 2026 ABC Accounting - All Rights Reserved.